1390 Willow Pass Road, Suite 240, Concord, CA 94520
(925) 246-6200
(925) 246-6230

Hospital Indemnity Insurance

Provided by MetLife

Recent studies have shown the average cost of a 3-day hospital visit is $30,000.

Hospital indemnity insurance can help cover unexpected expenses resulting from a hospitalization, such as deductibles, co-pays, and non-covered medical services. Benefits are paid regardless of what is covered by your medical insurance and are paid directly to you to spend as you choose.

woman in hospital bed


  • There are two affordable plan levels to choose from.
  • Lump-sum payments are made directly to you.
  • Spouse and dependent coverage also available.
  • Premiums are conveniently paid through payroll deduction once per month.
  • The plan includes a health screening benefit.

For active PSEA members, open enrollment for this plan occurs once a year in February. New PSEA members have a 90-day enrollment window.

For more information, visit the links below. Application instructions will become available during open enrollment.

This plan is available to California residents only. 


You’re not going to want to miss this!

The PSEA Board of Trustees sponsors many fun events each year. We have one coming up. Will we see you there?