Serious illnesses can be costly.
While most medical plans provide coverage for hospital and medical expenses, they don’t typically cover costs like daily living expenses, childcare, or co-pays. If you develop a critical illness such as cancer, a heart attack, or kidney failure, a critical illness insurance policy can close the gap and keep you from drowning in these other expenses.
Features/Benefits:
- There are two affordable plan levels to choose from. Premiums depend on your age. (Lower rates for non-smokers.)
- Lump-sum payments are made directly to you.
- Spouse and dependent coverage also available.
- Premiums are conveniently paid through payroll deduction once per month.
- Health screening benefits
*More covered conditions; more health screening tests covered; higher coverage on some conditions; $200 Mammogram Benefit (not available in all states).
This plan has an annual open enrollment period each February for existing active PSEA members. New members have a 90-day enrollment window.
2026 open enrollment is February 2-13.
Missed the 2/5 Open Enrollment Webinar? VIEW THE RECORDING on the PSEA SharePoint Site.
If you are already enrolled in this plan and need to speak to customer service, call (800) 438-6388.







